Terms and conditions

Acceptance of terms

By creating a portal or using any part of My School of Gains, the Paper Gains community or the School of Gains services, you agree to these terms. If you do not agree with any part of them, you may not use the services. We may modify these terms at any time; continued use after a change means you accept it.

Description of services

School of Gains provides educational trading content, community access and trading-related resources: free and paid lessons, calculators and simulators, group coaching, application interviews and the Discord community. Everything is for educational purposes only. It is not financial advice, investment recommendations or personalised trading guidance, and we are not a broker, a registered investment adviser or a financial planner.

Trading disclaimer

Important: trading and investing involve substantial risk of loss. You can lose some or all of the money you put in, and with leverage more than that. Past performance, whether ours, a member's or a simulation's, does not guarantee future results. The calculators and simulators use the numbers you enter and simplified maths; real trading also has commissions, slippage, gaps and taxes. All trading and investment decisions should be made on your own research and in consultation with qualified financial professionals. School of Gains is not liable for trading losses or financial outcomes resulting from use of the platform. You must be at least 18 to use the services. By using them you acknowledge that you understand and accept the risks of trading and investing.

Your account

One portal per person. Provide accurate, current and complete information, keep your sign-in email and Discord secure, and treat sign-in codes as yours alone. You are responsible for all activity under your account. We may suspend or close an account that violates these terms, abuses the community, or is used to scrape, record or share paid content.

Content and intellectual property

All content on the platform, including text, graphics, images, videos, lessons, tools and software, is the property of Paper Gains Inc or its content providers. You receive a personal, non-transferable licence to use it for your own learning while your account is open. You may not reproduce, distribute, transmit, record, modify or share it, or share sign-ins, without written permission. Free access can be changed or withdrawn at any time; paid access lasts for the term you purchased.

Payment and refunds

Payments are processed securely by Whop. Payment terms and the refund policy are stated at the point of purchase. Refund requests must be made within the stated timeframe, and digital content that has been accessed may not be eligible. Contact info@papergains.com first and we will help.

User conduct

Use the platform responsibly and in compliance with applicable law. No harassment, abuse or threatening behaviour toward other members. No selling of signals, no soliciting, no spam or malicious content, no misrepresenting your identity or affiliations, and no sharing of our trading strategies publicly without permission. The Paper Gains Discord server has its own rules, shown when you join. Violations may result in role removal, suspension or termination.

Emails and texts

We send sign-in codes and, unless you switch them off, reminders. Texts are sent only if you opted in; reply STOP to end them. See the texting terms and the privacy policy.

Limitation of liability

Paper Gains Inc and its owners, employees and partners are not liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of, or inability to use, the platform or services, including loss of profits, data or trading opportunities. Your sole remedy for dissatisfaction with the platform is to stop using the services.

Indemnification

You agree to indemnify and hold harmless Paper Gains Inc, its owners, employees and partners from any claims, damages, liabilities, costs and expenses, including attorney's fees, arising from your violation of these terms, your use of the platform, or your trading activities.

Termination

We may terminate or suspend your account and access at any time, with or without cause, including for violation of these terms, misconduct, or risk to the community. On termination your right to use the platform ends immediately; your obligations under these terms continue.

Governing law

These terms are governed by the laws of the jurisdiction in which Paper Gains Inc operates, without regard to conflict of law provisions. Any legal action relating to these terms is subject to the exclusive jurisdiction of the courts in that jurisdiction.

Changes to terms

We may update these terms from time to time. Changes take effect when posted here, and material changes are also announced in the portal or by email.

Contact

Questions about these terms: info@papergains.com.